Meet Piñata:
The credit building program for renters that rewards you every step of the way.
Building good credit is the smartest investment you can make in your financial future. It’s about turning your rental experience into a life that is more rewarding, affordable and secure.
A good credit score is the passport to your financial future!
It’s simple: Good credit is the difference between the life you have and the life you want.
Better Leases
Whether you’re in the market for a new apartment or a new car, a good credit score means lower interest rates and better approval odds so you can choose the things you want in life.
Financial Security
A good credit score means you’ve earned the trust of financial institutions, which equals lower interest rates on loans if you’re ever in a pinch.
Premium Credit Cards
When it comes to financial products, a good credit score can get you set up with a premium credit card with higher credit limits, low interest payments and great rewards.
Home Mortgages
A good credit score can get you lower monthly interest rates potentially saving you thousands of dollars over the life of the loan.
Isn’t it time that your largest monthly expense improved your credit score?
Building credit takes time but it’s worth the effort. Start the journey to long-term financial health when you sign up with Piñata.
What sets Piñata apart.
Piñata automatically reports your on-time rent payments to the major credit bureaus as you sit back and watch the rewards pile up.
Build Credit
Increase your credit score with your rent payments!
Rent Reporting
Piñata reports your on-time rent payments to all three major credit bureaus for “maximum impact.”
Free Back Reporting
While other charge upwards of $25, Piñata includes this vital first step to improving your credit score.
Track your progress
Monitor your credit score and gain valuable insights with our dashboard and education hub.
Get Rewards
Unlock awesome rewards and gift cards every month!
Get $100+ Rewards
From day one, you earn points to spend on gift cards and curated products for home, family and life.
Win Epic Giveaways
Enter to win epic prizes like a Samsung Smart TV, a month of free rent or a shopping spree at Target
Save On Expenses
Our deals marketplace gives you more ways to save on everyday items from groceries to automative and everything in between.
So, how does this all add up?
The Piñata Membership
The Value
Rent reporting through Piñata helps you build your credit score by reporting your monthly rent payments to major credit bureaus. This can have a significant impact on your credit history and help you qualify for loans or lower interest rates.
Piñata offers back reporting for past rent payments, meaning it can help you boost your credit score even for past payments. This service is invaluable if you’ve been paying rent consistently but haven’t had the chance to build your credit until now.
Earn reward points every time you pay your rent. These points accumulate over time and can be redeemed for various perks and benefits, including gift cards, discounts, and more. The more you pay, the more you earn!
Access a marketplace full of exclusive deals and discounts. With Piñata, you can save on everything, thanks to the partnerships with major brands offering significant savings on various products and services.
Piñata hosts weekly giveaways, giving you the chance to win big! Each week, $2,000 is given away through exciting, engaging contests and prizes. Don’t miss out on your opportunity to win by simply being part of the Piñata community
Building your financial future is serious business.
That’s why you’ll pay a yearly rate instead of a monthly, so that we can build your credit score in a stable, secure way.
Point Breakers!
As seen in:
“I’m already paying rent so why shouldn’t I get the long-term financial benefits?”
